Capital Gains Tax Calculator
Calculate federal and state capital gains taxes on investments, real estate, and other assets. See short-term vs long-term rates and NIIT impact.
What you originally paid
Total Tax
$60,400
30.2% effective rate
Capital Gain
$200,000
Long-term
Tax Breakdown
Federal Tax
$33,800
State Tax
$26,600
Effective Rate
30.2%
California Capital Gains:
California taxes capital gains as ordinary income at rates up to 13.3%
Net Investment Income Tax Applied
Your income exceeds $200,000, triggering the 3.8% NIIT on investment income.
2025 Federal Long-Term Capital Gains Rates
0% Rate
$0 - $47K
Single filers
$0 - $94K married joint
15% Rate
$47K - $519K
Single filers
$94K - $584K married joint
20% Rate
$519K+
Single filers
$584K+ married joint
+3.8% NIIT for high earners. Short-term gains taxed at ordinary income rates (10-37%).
State Capital Gains Tax Rates
Compare capital gains tax rates across top states
CA
California
Up to 13.3%
NY
New York
Up to 10.9%
TX
Texas
No state tax
FL
Florida
No state tax
NJ
New Jersey
Up to 10.75%
MA
Massachusetts
Up to 9%
WA
Washington
Up to 7%
CO
Colorado
Up to 4.4%
AZ
Arizona
Up to 2.5%
NV
Nevada
No state tax
Frequently Asked Questions
Official References
Learn more about capital gains taxes:
- IRS Topic 409: Capital Gains and Losses
Official IRS guidance on capital gains taxation
- IRS Topic 701: Sale of Your Home
Primary residence exclusion rules
This calculator provides estimates. Tax situations vary and you should consult a tax professional for advice on your specific situation.