Level the Playing Field
87%
Of new LLCs go to national banks via LegalZoom, Stripe Atlas
25%
Of retail customers already run businesses—untapped opportunity
20M
New businesses filed in 2024—all need a first bank
Match National Banks' Offering
Formation, accounting, tax services—everything big banks offer, in your digital banking
ACQUIRE
Free LLC formation + account. Compete at the starting line.
ACTIVATE
Convert retail customers with side businesses into business accounts.
MONETIZE
Embedded accounting & tax. Higher margins than traditional banking.
Why Start at Formation?
Every business starts with questions. Where should I incorporate? What do I need for tax compliance? How do I separate business and personal finances? Be the trusted advisor from day one.
20 Million Businesses Filed in 2024
That's 20M opportunities to be the first financial relationship. National banks already capture most of these through incorporation platforms—but with Jupid, your community bank can compete.
Free incorporation through your bank combines business creation and banking under your brand. It's the most natural way to start a relationship that builds trust and loyalty from day one.
Drive Customer Loyalty Through Embedded Services
75% Leave for One Financial Need
Businesses go beyond their bank to meet at least one financial need—usually accounting and tax services.
85% Want Integration
Want online banking more tightly integrated with accounting tools.
The average person uses 15-20 financial apps, creating fragmentation. Jupid brings accounting, tax filing, and compliance inside your digital banking, reducing app sprawl and keeping customers engaged with your platform.
Business owners save $5,000+ per year and 8 work weeks on accounting and compliance. Your bank generates non-interest fee income while deepening customer relationships.
Personalization at Scale Through Business Context
Your customers expect tailored experiences—like Amazon and Netflix, but for their finances. Jupid's AI understands each business owner's unique context: their industry, spending patterns, counterparties, and financial health.
Real-time Tax Deduction Identification
AI finds deductions other accountants miss by understanding business context
Transaction Learning & Auto-Categorization
System learns from counterparty relationships and spending patterns
24/7 AI Accountant via Messenger
WhatsApp and iMessage support for on-the-go business owners
For Gen Z and Millennials—the next generation inheriting significant wealth and starting businesses—this AI-native, mobile-first approach is expected, not exceptional.
Built for Your Digital Banking Platform
Seamless integration with your existing technology stack
Digital Banking
Current: Banno, Q2
Roadmap: Lumin, Candescent, Alkami, FIS
Data Sources
Plaid, Deel, QuickBooks, Stripe, Gmail, Google/Apple stores, and more
Communication
WhatsApp, iMessage, Email for 24/7 customer support
SOC2 Certification In Progress
Secure by default with decisioning trails, audit trails, and always-on partner oversight