Your Members Are Already Entrepreneurs
8%
Credit unions' market share in business banking—despite strong retail presence
25%
Of members run businesses through personal accounts (Jack Henry research)
$2.4K
Non-interest fee income per business member vs. $300 for retail
Three Ways to Grow Member Business Banking
Acquire net-new. Activate existing. Deepen relationships.
ACQUIRE
Free LLC formation for new members. Be their first business partner.
ACTIVATE
Convert the 25% of members running side businesses into business accounts.
DEEPEN
Embedded accounting & tax services. 8x higher fee income per member.
Why Start at Formation?
Every business starts with questions. Jack Henry research identifies "opening a business" as one of life's pivotal moments where people seek trusted guidance. Be there at the beginning.
20 Million Businesses Filed in 2024
That's 20M opportunities to be the first financial relationship. National banks already capture most of these through incorporation platforms—but with Jupid, you can compete.
Free incorporation through your credit union combines business creation and banking under your brand. It's the most natural way to start a relationship that builds trust from day one.
Drive Member Stickiness Through Embedded Services
75% Leave for One Financial Need
Businesses go beyond their FI to meet at least one financial need—usually accounting and tax services.
85% Want Integration
Want online banking more tightly integrated with accounting tools.
The average person uses 15-20 financial apps, creating fragmentation. Jupid brings accounting, tax filing, and compliance inside your digital banking, reducing app sprawl and keeping members engaged with your platform.
Business owners save $5,000+ per year and 8 work weeks on accounting and compliance. Your credit union generates non-interest fee income while deepening the relationship.
Personalization at Scale Through Business Context
Your members expect tailored experiences—like Amazon and Netflix, but for their finances. Jupid's AI understands each business owner's unique context: their industry, spending patterns, counterparties, and financial health.
Real-time Tax Deduction Identification
AI finds deductions other accountants miss by understanding business context
Transaction Learning & Auto-Categorization
System learns from counterparty relationships and spending patterns
24/7 AI Accountant via Messenger
WhatsApp and iMessage support for on-the-go business owners
For Gen Z and Millennials—the next generation inheriting significant wealth—this AI-native, mobile-first approach is expected, not exceptional.
Built for Your Digital Banking Platform
Seamless integration with your existing technology stack
Digital Banking
Current: Banno, Q2
Roadmap: Lumin, Candescent, Alkami
Data Sources
Plaid, Deel, QuickBooks, Stripe, Gmail, Google/Apple stores, and more
Communication
WhatsApp, iMessage, Email for 24/7 member support
SOC2 Certification In Progress
Secure by default with decisioning trails, audit trails, and always-on partner oversight
OFFICIAL PARTNER
Proud Partner of MDC
As an official partner of the Mountain Desert Conference, we're committed to serving credit unions in the Western United States with innovative business banking solutions.
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Add MDC logo here
Join dozens of forward-thinking credit unions already leveraging Jupid to grow their business banking presence.