Take-Home Pay Calculator
Calculate your net paycheck after federal taxes, state taxes, FICA, and deductions. See exactly how much you'll take home.
Income & Deductions
Pre-Tax Deductions (Optional)
Your Take-Home Pay
Per Paycheck
$1,951
Bi-weekly
Annual Take-Home
$50,735
32.4% effective rate
Paycheck Breakdown
Gross Salary$75,000
Taxable Income$75,000
Federal Income Tax-$11,553
State Income Tax-$6,975
FICA Taxes
-$5,738Social Security + Medicare
Annual Take-Home$50,735
Per Paycheck (Bi-weekly)$1,951
What's Included:
- ✓ Federal income tax (2025 brackets)
- ✓ State income tax (California)
- ✓ Social Security (6.2%)
- ✓ Medicare (1.45% + 0.9% on income >$200K)
- ✓ Pre-tax deductions (401k, health insurance)
Understanding Your Deductions
Federal Tax
Progressive tax brackets from 10% to 37% based on your taxable income
FICA
Social Security (6.2%) and Medicare (1.45%) - mandatory payroll taxes
State Tax
Varies by state (0% to ~13%). Some states like TX and FL have no income tax
Official References
This calculator uses current federal and state tax rates:
- IRS Federal Income Tax Rates and Brackets
Current year federal tax brackets
- Social Security Contribution and Benefit Base
Annual Social Security wage base limit
- Additional Medicare Tax Information
0.9% Additional Medicare Tax guidance
This calculator provides estimates. Your actual take-home pay may vary based on additional deductions, credits, and state/local taxes.