Tax Withholding Calculator
Estimate federal and state tax withholding from your paycheck. Plan your W-4 to avoid surprises at tax time.
Net Pay (Take Home)
$3,515.14
Per bi-weekly paycheck
Annual Summary
Gross Income
$130,000.00
Total Taxes
-$38,606.24
State Tax Withholding Calculators
Select your state for a detailed withholding calculator with state-specific tax brackets and rates.
AL
Alabama
State withholding
AK
Alaska
No state tax
AZ
Arizona
State withholding
AR
Arkansas
State withholding
CA
California
State withholding
CO
Colorado
State withholding
CT
Connecticut
State withholding
DE
Delaware
State withholding
FL
Florida
No state tax
GA
Georgia
State withholding
HI
Hawaii
State withholding
ID
Idaho
State withholding
IL
Illinois
State withholding
IN
Indiana
State withholding
IA
Iowa
State withholding
KS
Kansas
State withholding
KY
Kentucky
State withholding
LA
Louisiana
State withholding
ME
Maine
State withholding
MD
Maryland
State withholding
MA
Massachusetts
State withholding
MI
Michigan
State withholding
MN
Minnesota
State withholding
MS
Mississippi
State withholding
MO
Missouri
State withholding
MT
Montana
State withholding
NE
Nebraska
State withholding
NV
Nevada
No state tax
NH
New Hampshire
No state tax
NJ
New Jersey
State withholding
NM
New Mexico
State withholding
NY
New York
State withholding
NC
North Carolina
State withholding
ND
North Dakota
State withholding
OH
Ohio
State withholding
OK
Oklahoma
State withholding
OR
Oregon
State withholding
PA
Pennsylvania
State withholding
RI
Rhode Island
State withholding
SC
South Carolina
State withholding
SD
South Dakota
No state tax
TN
Tennessee
No state tax
TX
Texas
No state tax
UT
Utah
State withholding
VT
Vermont
State withholding
VA
Virginia
State withholding
WA
Washington
No state tax
WV
West Virginia
State withholding
WI
Wisconsin
State withholding
WY
Wyoming
No state tax
Understanding Tax Withholding
Your employer withholds federal income tax based on your W-4 form. The IRS uses tax tables based on:
- Your filing status (single, married, etc.)
- Number of allowances claimed
- Additional withholding requested
- Your gross wages
State income tax withholding varies by state. Some states have:
- No income tax (TX, FL, WA, etc.)
- Flat tax rates (IL, PA, etc.)
- Progressive brackets (CA, NY, etc.)
- State-specific deductions
FICA includes Social Security and Medicare taxes:
- Social Security: 6.2% (up to $176,100 in 2025)
- Medicare: 1.45% (no wage limit)
- Additional Medicare: 0.9% (over $200k)
- Your employer pays matching amounts
Pre-tax deductions reduce your taxable income:
- 401(k) contributions
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- Health insurance premiums