Rhode Island Quarterly Tax Calculator
Calculate your estimated quarterly tax payments for federal and Rhode Island state taxes. Designed for self-employed individuals, freelancers, and independent contractors.
RI State Tax: Progressive 3.8% - 6.0%
Quarterly Payment Amount
$6,290
Per quarter (4 remaining)
Annual Tax Breakdown
2026 Payment Schedule
Jan 1 - Mar 31
Due: April 15, 2026
$6,290
Apr 1 - May 31
Due: June 15, 2026
$6,290
Jun 1 - Aug 31
Due: September 15, 2026
$6,290
Sep 1 - Dec 31
Due: January 15, 2027
$6,290
Don't miss your quarterly payments!
The IRS may charge penalties and interest if you underpay or pay late. Consider setting up automatic payments or calendar reminders.
Rhode Island Quarterly Tax Highlights
Rhode Island has 3 tax brackets with rates from 3.75% to 5.99%
Use Form RI-1040ES for quarterly payments
Rhode Island Quarterly Tax FAQ
What is Rhode Island's income tax rate?
Rhode Island has a progressive income tax with 3 brackets: 3.75%, 4.75%, and 5.99%. The top rate applies to income over $176,050.
Rhode Island Estimated Quarterly Tax Payments for Self-Employed Workers in 2026
Self-employed workers in Rhode Island must pay both federal estimated taxes to the IRS and state estimated taxes to the Rhode Island Division of Taxation. Rhode Island has a progressive income tax with 3 brackets and rates ranging from 3.75% to 5.99%. If you expect to owe $250 or more in Rhode Island state income tax after withholding and credits, you must make quarterly estimated payments using Form RI-1040ES.
Rhode Island uses the same bracket thresholds for all filing statuses. The state requires estimated payments if you expect to owe $250 or more in state tax. Rhode Island also offers a tax credit for taxes paid to other states, which benefits freelancers working across state lines.
| Tax Layer | Rate / Range | Filed With | Form |
|---|---|---|---|
| Federal income tax | 10% – 37% | IRS | 1040-ES |
| Self-employment tax | 15.3% | IRS | 1040-ES / SE |
| Rhode Island state income tax | 3.75% to 5.99% | Rhode Island Division of Taxation | Form RI-1040ES |
How Rhode Island Income Tax Affects Your Quarterly Payments
Rhode Island taxes personal income — including self-employment income — across 3 progressive brackets. The brackets below apply to single filers for tax year 2026. Married filing jointly thresholds are typically higher.
| Bracket | Taxable Income | Marginal Rate |
|---|---|---|
| 1 | $0 – $77,450 | 3.75% |
| 2 | $77,450 – $176,050 | 4.75% |
| 3 | $176,050+ | 5.99% |
To estimate your Rhode Island quarterly payment, calculate your projected state tax liability using the brackets above, then divide by four. Rhode Island payments are made to the Rhode Island Division of Taxation through their online portal at tax.ri.gov or by mail using Form RI-1040ES.
Federal Self-Employment Tax and Quarterly Due Dates
All self-employed workers must pay federal self-employment (SE) tax of 15.3% on 92.35% of net earnings. This consists of 12.4% for Social Security (on earnings up to $184,500 in 2026) and 2.9% for Medicare (no cap). An additional 0.9% Medicare surtax applies to earnings above $200,000 (single filers).
Both Rhode Island and federal estimated tax payments follow the same quarterly schedule:
| Quarter | Income Period | Due Date |
|---|---|---|
| Q1 | January 1 – March 31 | April 15, 2026 |
| Q2 | April 1 – May 31 | June 15, 2026 |
| Q3 | June 1 – August 31 | September 15, 2026 |
| Q4 | September 1 – December 31 | January 15, 2027 |
To avoid underpayment penalties, pay at least 100% of your prior-year tax liability (or 110% if your AGI exceeds $150,000) spread across four equal payments, or at least 90% of your current-year tax. You can deduct 50% of your self-employment tax from your adjusted gross income, reducing both your federal and Rhode Island taxable income.
Related Calculators
Official References
This calculator uses current federal and Rhode Island tax rates and schedules:
- IRS Estimated Tax Guidelines
Federal quarterly tax requirements and Form 1040-ES
- RI Division of Taxation
Official Rhode Island tax authority
- IRS Self-Employment Tax
Social Security and Medicare tax information
This calculator provides estimates based on 2026 tax rates. Your actual tax liability may vary based on deductions, credits, and other factors. Consult a tax professional for personalized advice.