Time Value of Money Calculator
Solve for any variable in time value of money equations: present value, future value, payment, periods, or interest rate.
Enter as negative for cash outflow
Future Value
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Time Value of Money Concepts
The current worth of a future sum of money, discounted at a specific rate. Used to determine how much to invest today to reach a future goal.
The value of a current asset at a specified date in the future, assuming growth at a certain rate. Shows how investments grow over time.
The regular payment made into or out of an investment or loan. Can be calculated for annuities, loan payments, or savings contributions.
The rate at which money grows or the cost of borrowing. This rate is critical to all TVM calculations and determines growth/cost over time.