Indiana Capital Gains Tax Calculator
Calculate your 2026 capital gains tax in Indiana. Indiana taxes capital gains at rates up to 2.95%, plus federal taxes.
Original purchase price
Renovations, additions — added to your basis
Agent commissions, closing costs, title & transfer fees
Total Tax
$39,700
19.9% effective rate
Capital Gain
$200,000
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Tax Breakdown
Sale price minus selling costs and all taxes (before any mortgage payoff).
Federal
$33,800
IN State
$5,900
Effective Rate
19.9%
Indiana Capital Gains Tax
Indiana taxes capital gains at its flat 2.95% state income tax rate for 2026. County income taxes of 0.5% to 3.0% apply on top, depending on your county of residence on January 1; this calculator leaves them out. Indiana law already sets the state rate at 2.9% for 2027.
Long-term: 2.95% flat rate, plus county income tax
Short-term: 2.95% flat rate, plus county income tax
NIIT Applied
The 3.8% Net Investment Income Tax applies because your income exceeds $200,000.
Indiana Capital Gains Tax Details
Tax Treatment
Tax Type
Flat tax rate
Maximum Rate
2.95%
Available Exemptions
- Federal home-sale exclusion ($250K single / $500K married filing jointly) flows through to the Indiana return
- Selling costs and capital improvements reduce the taxable gain
Indiana Capital Gains Tax FAQ
Official References
- IRS Topic 409: Capital Gains and Losses
Federal capital gains tax guidance
- IRS Publication 523: Selling Your Home
$250K / $500K home-sale exclusion, basis adjustments, and selling expenses
- Indiana DOR — Departmental Notice #1 (State and County Tax Rates)
Indiana state capital gains rules
This calculator provides estimates. Consult a tax professional for advice specific to your situation in Indiana.
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Jupid AI Accountant helps Indiana residents track investment income and calculate capital gains taxes automatically.