Utah Capital Gains Tax Calculator
Calculate your 2026 capital gains tax in Utah. Utah taxes capital gains at rates up to 4.45%, plus federal taxes.
Original purchase price
Renovations, additions — added to your basis
Agent commissions, closing costs, title & transfer fees
Total Tax
$42,700
21.3% effective rate
Capital Gain
$200,000
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Tax Breakdown
Sale price minus selling costs and all taxes (before any mortgage payoff).
Federal
$33,800
UT State
$8,900
Effective Rate
21.3%
Utah Capital Gains Tax
Utah taxes capital gains at its flat income tax rate, which S.B. 60 cut to 4.45% for 2026 (it was 4.5% in 2025). Short-term and long-term gains are taxed the same way. A state credit cancels the Utah tax on a gain when at least 70% of the sale proceeds buy newly issued stock in a Utah small business corporation within 12 months.
Long-term: 4.45% flat rate
Short-term: 4.45% flat rate
NIIT Applied
The 3.8% Net Investment Income Tax applies because your income exceeds $200,000.
Utah Capital Gains Tax Details
Tax Treatment
Tax Type
Flat tax rate
Maximum Rate
4.45%
Available Exemptions
- Federal home-sale exclusion ($250K single / $500K married filing jointly) flows through to the Utah return
- Capital gain transactions credit equal to 4.45% of the gain when at least 70% of the proceeds buy newly issued stock in a Utah small business corporation within 12 months (Utah Code § 59-10-1022)
- Selling costs and capital improvements reduce the taxable gain
Utah Capital Gains Tax FAQ
Official References
- IRS Topic 409: Capital Gains and Losses
Federal capital gains tax guidance
- IRS Publication 523: Selling Your Home
$250K / $500K home-sale exclusion, basis adjustments, and selling expenses
- Utah Legislature — S.B. 60 Income Tax Rate Amendments (2026)
Utah state capital gains rules
This calculator provides estimates. Consult a tax professional for advice specific to your situation in Utah.
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