How do I calculate my hourly paycheck?

Multiply your hourly rate by regular hours, add overtime hours at 1.5 times the rate (and any double-time hours at 2 times), then convert the weekly total to your pay period. From that gross pay, subtract pre-tax deductions such as a 401(k), then federal income tax, Social Security (6.2%), Medicare (1.45%), state income tax and any state payroll taxes. What is left is your net pay.

How is overtime calculated for hourly workers?

Under the federal Fair Labor Standards Act, non-exempt employees earn 1.5 times their regular rate for every hour over 40 in a workweek. Weekends and holidays do not count as overtime unless the weekly total passes 40. California, Alaska, Colorado and Nevada add daily overtime rules; California also requires double time after 12 hours in a day.

Is overtime taxed at a higher rate?

No. Overtime uses the same tax rates as regular pay, but a paycheck with overtime can have more federal tax withheld because payroll annualizes that larger check. For 2025 through 2028, the federal No Tax on Overtime deduction lets you deduct the federally required overtime premium (the half in time and a half), up to $12,500 single or $25,000 joint, when you file. Social Security and Medicare still apply.

Which states have no income tax on hourly wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. Hourly workers there still pay federal income tax, Social Security and Medicare, and workers in Alaska and Washington also pay small employee payroll taxes.

What is the difference between this and a salary paycheck calculator?

A salary calculator starts from a fixed annual amount. Hourly pay changes with the hours you work, so this calculator starts from your rate and hours, adds overtime and double time, and shows net pay per paycheck, per year and per hour worked. If you are paid a salary, use the paycheck calculator instead.

How much is $20 an hour per year before taxes?

$20 an hour at 40 hours a week for 52 weeks is $41,600 a year, or $1,600 every two weeks. Take-home pay depends on your state; pick a state above to see the after-tax amount.

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2026 tax year

Hourly Paycheck Calculator

Enter your hourly rate, regular hours and overtime to see take-home pay in any state: federal income tax, Social Security, Medicare, state income tax and state payroll taxes, per paycheck and per year.

Reviewed by Slava Akulov, CEO & Co-Founder at Jupid · Last updated: October 2026

Your hours and pay

State

Hourly rate ($)

Regular h/week

Overtime 1.5x

Double time 2x

Hours per week. California pays daily overtime: 1.5x after 8 hours in a workday and after 40 hours in a workweek, and 2x after 12 hours in a workday.

Pay frequency

Filing status

401(k) (% of pay)

Health ($ per paycheck)

Pre-tax deductions lower federal and state income tax. Social Security and Medicare are figured on gross pay.

Your California paycheck

Take-home pay per paycheck

$1,541.31

Every two weeks (26)

Per year

$40,074

Per hour worked

$17.13

Taxes, % of gross

18.9%

LinePer paycheckPer year

Regular pay (40 h/week)$1,600.00$41,600

Overtime at 1.5x (5 h/week)$300.00$7,800

Gross pay$1,900.00$49,400

Federal income tax-$144.15-$3,748

Social Security (6.2%)-$117.80-$3,063

Medicare (1.45%)-$27.55-$716

CA state income tax-$44.48-$1,157

CA SDI (includes paid family leave)-$24.70-$642

Net pay$1,541.31$40,074

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Hourly Paycheck Calculator by State

Each state page shows take-home pay at the minimum wage and at $20, $30 and $50 an hour, plus the state's overtime rules. Figures below: $20 an hour, 40 hours a week, paid every two weeks, single.

AlabamaUp to 5% · $1,296 per paycheck AlaskaNo income tax · $1,361 per paycheck ArizonaFlat 2.5% · $1,329 per paycheck ArkansasUp to 3.7% · $1,324 per paycheck CaliforniaUp to 12.3% · $1,318 per paycheck ColoradoFlat 4.4% · $1,292 per paycheck ConnecticutUp to 6.99% · $1,299 per paycheck DelawareUp to 6.6% · $1,289 per paycheck FloridaNo income tax · $1,369 per paycheck GeorgiaFlat 4.99% · $1,290 per paycheck HawaiiUp to 11% · $1,282 per paycheck IdahoUp to 5.3% · $1,294 per paycheck IllinoisFlat 4.95% · $1,290 per paycheck IndianaFlat 2.95% · $1,322 per paycheck IowaFlat 3.8% · $1,309 per paycheck KansasUp to 5.58% · $1,284 per paycheck KentuckyFlat 3.5% · $1,313 per paycheck LouisianaFlat 3% · $1,321 per paycheck MaineUp to 7.15% · $1,263 per paycheck MarylandUp to 6.5% · $1,295 per paycheck MassachusettsFlat 5% · $1,282 per paycheck MichiganFlat 4.25% · $1,301 per paycheck MinnesotaUp to 9.85% · $1,272 per paycheck MississippiUp to 4% · $1,321 per paycheck MissouriUp to 4.7% · $1,301 per paycheck MontanaUp to 5.65% · $1,323 per paycheck NebraskaUp to 4.55% · $1,308 per paycheck NevadaNo income tax · $1,369 per paycheck New HampshireNo income tax · $1,369 per paycheck New JerseyUp to 10.75% · $1,325 per paycheck New MexicoUp to 5.9% · $1,310 per paycheck New YorkUp to 10.9% · $1,298 per paycheck North CarolinaFlat 3.99% · $1,306 per paycheck North DakotaUp to 2.5% · $1,369 per paycheck OhioUp to 2.75% · $1,340 per paycheck OklahomaUp to 4.5% · $1,306 per paycheck OregonUp to 9.9% · $1,231 per paycheck PennsylvaniaFlat 3.07% · $1,319 per paycheck Rhode IslandUp to 5.99% · $1,292 per paycheck South CarolinaUp to 5.21% · $1,323 per paycheck South DakotaNo income tax · $1,369 per paycheck TennesseeNo income tax · $1,369 per paycheck TexasNo income tax · $1,369 per paycheck UtahFlat 4.45% · $1,298 per paycheck VermontUp to 8.75% · $1,314 per paycheck VirginiaUp to 5.75% · $1,287 per paycheck WashingtonNo income tax · $1,347 per paycheck Washington DCUp to 10.75% · $1,281 per paycheck West VirginiaUp to 4.58% · $1,324 per paycheck WisconsinUp to 7.65% · $1,304 per paycheck WyomingNo income tax · $1,369 per paycheck

How Hourly Take-Home Pay Is Calculated

Gross pay. Hourly rate times regular hours, plus overtime hours at 1.5 times the rate and double-time hours at 2 times. A weekly total is converted to your pay period: twice the week for biweekly pay, 52 weeks spread over 24 or 12 paychecks for semimonthly and monthly pay.
Pre-tax deductions. 401(k) contributions and pre-tax health premiums come off before federal and state income tax.
Federal taxes. Income tax is estimated by annualizing the paycheck and applying the 2026 standard deduction and brackets. Social Security (6.2%) and Medicare (1.45%) are figured on gross pay.
State taxes.State income tax uses the state's rate schedule, and employee payroll taxes such as disability insurance and paid family leave are added where the state has them. Local income taxes are noted but not calculated.

States With Daily Overtime

Federal law only counts hours over 40 in a workweek. These four states also count long days.

California

California pays daily overtime: 1.5x after 8 hours in a workday and after 40 hours in a workweek, and 2x after 12 hours in a workday.

Alaska

Alaska pays daily overtime: 1.5x after 8 hours in a day or 40 hours in a week.

Colorado

Colorado pays overtime at 1.5x after 40 hours in a week, 12 hours in a workday or 12 consecutive hours, whichever pays more.

Nevada

Nevada pays daily overtime only to employees earning under $18.00 an hour: 1.5x after 8 hours in a 24-hour period or 40 hours in a week.

To split a week into regular, overtime and double-time hours day by day, use the overtime pay calculator. Paid a salary? Use the paycheck calculator.

Hourly Paycheck FAQ

Official References

This calculator provides estimates. Federal withholding is estimated from annualized pay, the 2026 standard deduction and brackets. State credits, exemptions, local taxes and Form W-4 adjustments are not included. Consult a tax professional for advice on your situation.

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