New Jersey Hourly Paycheck Calculator
Enter your hourly rate and the hours you work, including overtime, to see your New Jersey take-home pay after federal income tax, Social Security, Medicare, NJ income tax and state payroll taxes.
At $15.92 an hour (the New Jersey minimum wage), a 40-hour week pays $1,274 every two weeks before taxes and about $1,077 after.
Reviewed by Slava Akulov, CEO & Co-Founder at Jupid · Last updated: October 2026
Hours per week. Overtime starts after 40 hours in a workweek. Double time is only owed if your employer or contract pays it.
Pre-tax deductions lower federal and state income tax. Social Security and Medicare are figured on gross pay.
Take-home pay per paycheck
$1,547.62
Every two weeks (26)
Per year
$40,238
Per hour worked
$17.20
Taxes, % of gross
18.5%
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What Hourly Workers Take Home in New Jersey
40 hours a week, paid every two weeks, single filer, no overtime or pre-tax deductions, 2026 tax rules.
| Hourly rate | Gross per paycheck | Take-home per paycheck | Take-home per year | Taxes |
|---|---|---|---|---|
| $15.92New Jersey minimum wage | $1,274 | $1,077 | $27,997 | 15.5% |
| $20.00$20 an hour | $1,600 | $1,325 | $34,448 | 17.2% |
| $30.00$30 an hour | $2,400 | $1,920 | $49,911 | 20.0% |
| $50.00$50 an hour | $4,000 | $2,956 | $76,868 | 26.1% |
Where a city or county sets a higher minimum wage, that rate applies. See the New Jersey minimum wage page for local, tipped and 2027 rates.
New Jersey Overtime Rules
New Jersey has no general daily overtime rule, so most hourly workers follow the federal standard: 1.5x the regular rate for hours over 40 in a workweek.
- Overtime is 1.5 times your regular rate for every hour over 40 in a workweek.
- Long days, weekends and holidays do not trigger overtime on their own; only the weekly total counts.
- Each workweek stands alone: an employer cannot average a 50-hour week with a 30-hour week.
- Some jobs are exempt, including many salaried executive, administrative and professional roles.
Source: U.S. Department of Labor: Overtime Pay. To split a week into regular, overtime and double-time hours day by day, use the overtime pay calculator.
Overtime is taxed like the rest of your pay. A paycheck with extra hours can have more federal tax withheld because payroll annualizes it, and for 2025 through 2028 the federally required overtime premium is deductible on your federal return. The overtime tax calculator estimates that deduction; the paycheck above does not include it.
Taxes on an Hourly Paycheck in New Jersey
Federal. Income tax is withheld from each paycheck based on your filing status and the 2026 brackets. Social Security takes 6.2% of wages up to $184,500 for the year. Medicare takes 1.45% of all wages, plus 0.9% on wages over $200,000 ($250,000 for joint filers).
State. New Jersey taxes wages at progressive rates up to 10.75%. Employee payroll taxes: NJ unemployment + workforce funds at 0.43% of wages up to $44,800; NJ disability insurance (TDI) at 0.19% of wages up to $171,100; NJ family leave insurance (FLI) at 0.23% of wages up to $171,100.
Tips. Reported tips are wages for federal income tax, Social Security and Medicare and for New Jersey income tax. The tipped cash wage New Jersey employers may pay is on the New Jersey minimum wage page, and the tip tax calculator estimates the federal No Tax on Tips deduction.
Paid a salary instead? The New Jersey paycheck calculator starts from an annual salary.
New Jersey Hourly Pay FAQ
More New Jersey Pay Tools
New Jersey Paycheck Calculator
Take-home pay from an annual salary.
New Jersey Minimum Wage 2026
State, local and tipped minimum wages, plus 2027 changes.
Overtime Pay Calculator
Work out regular, overtime and double-time hours for a week.
New Jersey Salary to Hourly Calculator
Convert a salary offer into an hourly rate.
Hourly Paycheck Calculators for Other States
State income tax, payroll taxes and overtime rules change what the same hourly rate takes home.
Official References
- IRS Publication 15-T: Federal Income Tax Withholding Methods
How employers figure federal withholding from each paycheck
- U.S. Department of Labor: Overtime Pay
Overtime rules that apply in New Jersey
- NJ Division of Taxation
Official New Jersey tax authority
This calculator provides estimates. Federal withholding is estimated from your annualized pay, the 2026 standard deduction and brackets. State tax uses New Jersey's rate schedule; state credits, exemptions, local taxes and Form W-4 adjustments are not included. Consult a tax professional for advice on your situation.
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