Articles by Anna (12)
What Small Businesses Search Before They Become Business Banking Relationships
Jupid's first-party search data shows early small business intent often appears before an owner asks for a business account or loan. Here are the practical questions community FIs should not miss.
KYB (Know Your Business) Verification Explained: A 2026 Guide
KYB verifies a business is real before you open its account. What it checks, how it differs from KYC, and the 2026 rules that actually apply — clearly stated.
What Is Embedded Accounting? Why Platforms and Banks Are Adding It in 2026
Embedded accounting builds bookkeeping into the apps, platforms, and banks SMBs already use. What it is, who's adding it, and the ROI math, for 2026.
What Is Embedded Banking? A 2026 Guide for Platforms, Banks, and Fintechs
Embedded banking, embedded finance, BaaS, and open banking get used interchangeably. They are not the same. Here is the clean separation, with examples.
Banking-as-a-Service (BaaS) Explained: A 2026 Guide for Financial Institutions
After Synapse, BaaS split into a high-risk sponsor-bank model regulators watch and a low-risk embedded model FIs can adopt safely. Here's how to tell them apart.
What Is Embedded Finance? The 2026 Guide for Banks and Credit Unions
Embedded finance puts banking, lending, and accounting inside the apps people already use. Here's what it means for banks and credit unions in 2026.
JPMorgan Put Small Business Back in Focus. Here Is the Community FI Playbook.
JPMorgan's American Dream Initiative aims to grow from 7M to 10M small business clients. Most community banks and credit unions can't (and shouldn't) try to copy that. Here's the practical playbook for capturing local SMB intent — without a transformation project — plus a downloadable frontline checklist.
2025: The Year AI Stopped Being a Pilot Project
JPMorgan deployed LLM Suite to 200,000 employees. 46% of accountants use AI daily. Cash App launched Moneybot. 2025 was the year AI moved from experimentation to infrastructure.
The State of Community Banking: 2025 Edition
58% of community banks now use e-signatures for commercial loans, 55% say their tech stacks are 'future-ready,' and cybersecurity threats keep getting worse. Here's the complete picture of where community banking stands heading into 2026.
What 2025 Taught Me About Digital Transformation (After 18 Years in Fintech)
93% of bank digital transformations fell short in 2025. After nearly two decades in financial technology, I finally understand why—and what actually works.
2025 Year in Review: 5 Moments That Redefined Credit Union Fintech
From a record-breaking $360M fintech fund to a 19% surge in CU-fintech partnerships, 2025 proved credit unions aren't just adapting to fintech—they're leading it. Here are the 5 defining moments.
9 Credit Union Trends for 2026: Why Small Business Banking Is Your Biggest Opportunity
Credit unions have only 8% market share in business banking while 87% of new LLCs go to national banks. Analysis of 200+ industry sources reveals 9 trends reshaping the CU landscape—and why small business is the key to 2026.
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